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FG approves N25m housing loan for perm secs

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The Federal Government has approved an upward review of housing loan ceilings for civil servants, with permanent secretaries now eligible to access up to N25m.

According to a memo from the Office of the Head of Civil Service of the Federation obtained by The PUNCH, officers on Grade Level 8 can now access a maximum of N8m.

The memo, signed by the Head of Civil Service of the Federation, Didi Walson-Jack, said the move is part of efforts to improve the welfare and well-being of federal workers.

Addressed to the Chief of Staff to the President, Femi Gbajabiamila; the Secretary to the Government of the Federation, George Akume; ministers; permanent secretaries; service chiefs; and chairmen of federal commissions, the memo urged interested civil servants to comply with all procedural requirements.

“In line with the Federal Government’s commitment to enhance the welfare and well-being of its workforce, the ceiling for housing loans provided under the Federal Government Staff Housing Loans Board has been reviewed upwards,” the memo stated.

“This review is intended to enable eligible and interested civil servants to better leverage the loan facility to acquire personal residential homes in alignment with the government’s housing policy.”

Under the new structure, permanent secretaries can access a maximum of N25m, Level 17 officers can obtain N14m, while those on Levels 15 and 16 can get up to N12m.

Officers on Levels 12 to 14 are entitled to N10m, those on Levels 8 to 10 can access N8m, Levels 5 to 7 can get N6m, and Levels 3 to 4 can receive N5m.

Before the review, the maximum loan accessible to the highest-ranking civil servant was N15m.

See also  UNICEF demands immediate release of abducted Kebbi schoolgirls

The memo further explained that loans are to be repaid over a period of up to 25 years, depending on the applicant’s age.

Retirees who exit service before full repayment must make alternative arrangements to settle outstanding balances from non-salary sources as directed by the government.

It added that if a borrower dies before completing repayment, the board may take possession of the mortgaged property unless the deceased’s representatives make satisfactory repayment arrangements.

Reacting to the development, a former National President of the Association of Senior Civil Servants of Nigeria and ex-officio member of the union, Tommy Etim, described the review as a long-overdue step.

He said, “We met with former President Muhammadu Buhari a few years ago on the need to raise the loan ceiling so it could be more meaningful and accessible to all civil servants. Before now, the amount was so low that even some senior officers could only access about N5m.

“What you can access now is based on your annual income. The ceiling for each level is calculated according to each cadre’s income, so it’s relatively fair.”

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Kidnapping children lesser evil than killing soldiers — Sheikh Gumi 

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Islamic cleric Sheikh Gumi has described the kidnapping of schoolchildren as a “lesser evil” compared to killing soldiers, insisting that Nigeria must negotiate with bandits to prevent greater bloodshed.

Speaking in an interview with the BBC shared on Tuesday, Gumi said that while the abduction of minors is “evil,” it remains less grievous than murder — particularly in situations where kidnapped children are eventually released unharmed.

“Saying that kidnapping children is a lesser evil than killing your soldiers, definitely is lesser. Killing is worse than, but they are all evil. It’s just a lesser evil. Not all evils are of the same power.

He cited previous incidents, including the mass abduction in Kebbi State, arguing that the victims were freed without fatalities.

“So it’s a lesser evil than, like, what happened in Kebbi. They abducted children, and they were released. They didn’t kill them.”

The remarks come as more than 315 people — including 303 students and 12 teachers — were abducted in Niger State.

On 7 December, the Federal Government announced the release of 100 students, while an earlier report confirmed the escape of 50 others just days after the kidnapping.

“It’s an evil, and we pray that they escape”, Gumi responded briefly when asked what he would say to their parents.

Gumi also defended his long-held stance that negotiating with bandits is unavoidable, describing engagement with bandits and other non-state actors as a practical strategy to secure peace and save lives, and noting that “everybody negotiates with bandits.”

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“That word [‘we don’t negotiate’], I don’t know where they got it from. It’s not in the Bible. It’s not in the Quran.

“In fact, it’s not even in practice. Everybody’s negotiating with outlaws, non-state actors, everybody. So who got it, and where did they get that knowledge from? We negotiate for peace and our strategic interests. If negotiation will bring stoppage to bloodshed, we will do it.”

The cleric stressed that his past engagements with bandits were not carried out secretly or independently.

“I go there with the authorities. I don’t go there alone. And I go there with the press,” he said.

Gumi revealed that his last direct meetings with bandit groups were in 2021, saying he made marathon efforts to bring various factions together, but the federal government at the time “was not keen” on the initiative.

He said once the groups were officially designated as terrorists, he completely withdrew from any contact.

Turning to the wider security situation, the former army captain argued that Nigeria’s military cannot shoulder the burden alone.

“We need a robust army… but even the military is saying our role in this civil unrest, in this criminality, is 95% kinetic. The rest is the government, the politics, and the locals. The military cannot do everything.”

Gumi also maintained that most bandits are Fulani herdsmen, not urban Fulani, urging a clear distinction between the two. He described their struggle as rooted in survival and cattle rearing:

“They are fighting an existential war… Their life revolves around cattle. In fact, they inherit them. They’ll tell you, ‘This cow I inherited from my grandfather.’ They are mostly Fulani herdsmen, not the Fulani town, because you have to differentiate between the two.”

See also  Obasanjo to FG: Stop apologising, negotiating with terrorists

Gumi’s remarks underscore the delicate balance between dialogue and enforcement in addressing Nigeria’s persistent insecurity, particularly in the northwest, where kidnappings, bandit raids, and violence continue to disrupt communities.

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Remi Tinubu sparks debate after asking Adeleke to stop singing at Ooni’s event

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Nigeria’s First Lady, Senator Oluremi Tinubu, has come under fire after she intervened while Osun State Governor, Ademola Adeleke, broke into a song during his speech at the 10th coronation anniversary of the Ooni of Ife, Oba Adeyeye Ogunwusi.

In a video that went viral on Monday, Adeleke was seen stepping up to the podium on Sunday to honour the monarch and congratulate the First Lady on her new chieftaincy title, Yeye Asiwaju Gbogbo Ile Oodua.

Instead of delivering his address immediately, the governor, well-known for his lively and musical public style, launched into a brief chant, prompting amusement from sections of the crowd.

The First Lady, who had moments earlier received her traditional title from the Ooni, walked towards the podium, gestured lightly to the governor and whispered to him to proceed with his statement.

This has, however, since drawn mixed reactions from Nigerians online.

Reacting, the Senior Special Assistant to the Governor on the Bureau of Social Services, Akintunde Bello, said Mrs Tinubu should be cautioned.

Also, a chieftain of the African Democratic Congress, Dele Momodu, in a post on his Instagram handle on Monday, condemned the First Lady’s action, describing it as bullying.

Momodu said the president’s wife openly disgraced and embarrassed Adeleke before a global audience.

He said, “Remi Tinubu is not an elected officer of the government and has no role assigned to her in the constitution of the Federal Republic.

“It is totally repugnant to openly disgrace, insult and bully the Chief Executive of Osun State before a global audience, including his wife. She went too far.”

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An X user, Hon. Rilwan, tweeting as #rilwan_ola01 wrote, “Remi Tinubu came to Osun to undermine the power of legitimate government in front of various dignitaries. I am really angry right now.”

However, despite the backlashes, some netizens believe that Tinubu’s action is justified.

Dayo Fashola, an aide to the ex-Osun State Governor, Adegboyega Oyetola, on her verified Facebook handle, said the conversation between the duo was lighthearted.

Fashola had explained that what transpired between Oluremi Tinubu and Adeleke was “light‑hearted and isn’t as serious as people are making it seem.”

She wrote, “Even Her Excellency craved the indulgence of all her distinguished guests to skip protocol while delivering her own speech, as many needed to return to their respective destinations in good time. Keeping in mind that helicopter visibility at night is near zero.”

A Facebook user, Oyetunji Ayoade, while defending Tinubu’s action, wrote, “The highest respect the first lady can give to Osun people is to stand up and inform him by herself and she did.”

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UPDATED: ECOWAS declares state of emergency in West Africa

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The Economic Community of West African States has declared a state of emergency across the region.

The President of the ECOWAS Commission, Omar Touray, made the announcement on Tuesday during the 55th Session of the Mediation and Security Council at the ministerial level in Abuja.

Touray said recent developments underline the “imperative of serious introspection on the future of our democracy and the urgent need to invest in the security of our community.”

Addressing ministers, diplomats and senior officials, Touray gave a sobering assessment of West Africa’s political climate, citing multiple incidents as evidence of a rapidly deteriorating security environment.

He noted that ECOWAS member states currently face an average rating of “high risk,” based on country-by-country analyses contained in documents before the ministers.

“Events of the last few weeks have shown the imperative of serious introspection on the future of our democracy and the urgent need to invest in the security of our community.

“As you would have seen in the memoranda before you, the country-by-country analyses of our member states show different risk levels across our community, from high to medium, with an average of high risk, thereby demanding immediate and concerted action.

“The risk factors are the persistence of military interventions (Guinea-Bissau and the Republic of Benin just days ago); non-compliance with transition norms in Guinea, where we face a military leader turning civilian; growing erosion of electoral inclusivity across multiple states; expanding influence of terrorists, armed groups and criminal networks; and increasing geopolitical pressures affecting member states’ diplomacy and cohesion,” he explained.

See also  UNICEF demands immediate release of abducted Kebbi schoolgirls

Among the most troubling trends, Touray emphasised that “elections have become a major trigger of instability in our community.”

He also cited recent attempted coups and ongoing discussions with the Alliance of Sahel States, stressing the urgent need for a coordinated regional response to terrorism and cross-border criminal activity.

Declaring the situation unprecedented, he warned, “Faced with this situation, Excellencies, it is safe to declare that our community is in a state of emergency.”

Touray called for more frequent meetings of the Mediation and Security Council over the next year, insisting ECOWAS must “pool our resources to confront the threats of terrorism and banditry, which operate without respect for territorial boundaries.”

He outlined priority areas requiring continuous ministerial oversight, including the crisis in Guinea-Bissau, managing political transitions, addressing rising political exclusion, and safeguarding regional unity amid external pressures.

The ECOWAS Commission President also drew attention to worsening humanitarian conditions in West Africa, referencing recent UNHCR data. He said that “as of October 2025, approximately 7.6 million individuals are forcibly displaced across the region,” including more than 6.5 million internally displaced persons.

According to the data, the largest displaced populations are in Nigeria, Burkina Faso, Niger and Mali, while Niger, Mali, Nigeria, Côte d’Ivoire and Togo host the highest numbers of asylum seekers.

Touray stressed, “We must therefore take decisions and actions that will reverse this trend.”

Despite the challenges, he reaffirmed ECOWAS’s commitment to its citizens.

“Let me assure our community citizens that we will not rest on our oars. We will continue to work harder to promote a peaceful, stable and stronger region for the overall benefit of Community citizens,” he said.

See also  Obasanjo to FG: Stop apologising, negotiating with terrorists

He urged member states to uphold constitutional norms and maintain unity: “Let us all remain committed to preserving regional unity, advancing peace and upholding the Community’s Constitutional Convergence Principles.”

Touray also welcomed new ministerial representatives attending the session for the first time.

“May I extend a warm welcome to the new Ministers of Defence of Nigeria, Rtd. General Christopher Musa, and Foreign Affairs of Cabo Verde, José Luis Livramento, who are joining today for the first time,” he said.

In his remarks, Sierra Leone’s Minister of Foreign Affairs and Chair of the Council of Ministers, Timothy Kabba, called for decisive action to protect democratic governance amid worsening political instability.

Kabba highlighted the fragile state of democracy in West Africa, pointing to the recent political crises in Guinea-Bissau and Benin.

“The recent coup in Guinea-Bissau and the attempted coup in the Benin Republic are sobering reminders of the fragility of our democratic gains,” Kabba said.

He detailed Sierra Leone’s diplomatic efforts, noting that he led a high-level delegation to Guinea-Bissau on December 1, 2025, to engage with military leaders and political stakeholders.

“His Excellency’s engagement helped ease tensions and opened the door for continued dialogue under ECOWAS’s guidance.

“These actions reflect our collective position. ECOWAS cannot and will not accept this development. They undermine everything our community stands for and threaten the peace and security of our citizens,” he said.

Kabba stressed the need for concrete outcomes from the summit.

“The discussions we have today must move beyond just reaffirming principles. They must generate decisions that offer real hope and strengthen the credibility of our institutions.

See also  Tinubu heads to S’Africa, Angola for G20, AU summits

“Our people no longer have patience for commitments that remain unfulfilled. They expect us to confront these challenges with seriousness, unity and purpose,” he added.

The meeting of the Mediation and Security Council precedes the gathering of ECOWAS Heads of State and Government, who are expected to deliberate on the Council’s recommendations amid mounting pressure to restore stability in the troubled region.

PUNCH Online reports that West Africa is facing escalating political instability and security challenges, with several ECOWAS member states experiencing coups, attempted coups, and fragile political transitions.

Mali, Niger, and Burkina Faso remain under military-led administrations, while Guinea-Bissau recently joined this group following a military intervention. On Sunday, an attempted coup in the Benin Republic was foiled, further highlighting the fragility of democratic governance across the region.

These events underscore the erosion of constitutional norms, growing electoral tensions, and the rising influence of armed groups and criminal networks that threaten regional stability.

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