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Nigerians lose millions in dashed Umrah dreams due to US-Iran war

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Hundreds of Nigerian Muslims preparing for this year’s Umrah pilgrimage have been stranded after the escalating United States/Israel-Iran war disrupted flight operations across the Middle East, forcing airlines to cancel services and leaving intending pilgrims and travel agents counting millions of naira in losses.

Saturday PUNCH gathered that many of the affected pilgrims had already obtained visas and paid for flights and accommodation in Mecca and Medina before airlines began suspending services across parts of the Middle East due to the conflict.

Some of the intending pilgrims, who spoke to our correspondent, said they were scheduled to depart Nigeria between March 4 and 6 for the holy pilgrimage but were unable to travel after several airlines cancelled or suspended operations in the region.

Umrah is a lesser Hajj performed by Muslims all year round in Saudi Arabia, but it usually draws large numbers of Islamic faithful during Ramadan.

Millions of Muslims usually perform Umrah during the last 10 days of Ramadan.

Available records show that over 122 million Muslims performed Umrah during the 2025 Ramadan period.

However, the scale of strikes by Iran on US military bases and other target areas in the Middle East has forced many airlines to suspend flights in Gulf states.

On February 28, US President Donald Trump and Israel declared war on Iran, killing the country’s Supreme Leader, Ayatollah Ali Khamenei, after missiles struck his office in Tehran.

Dubbed ‘Operation Epic Fury,’ both the US and Israeli militaries launched strikes against targets in Iranian cities, triggering explosions and columns of smoke.

This followed months of simmering tensions and a total collapse of diplomacy and negotiations between the US and Iran over the development of nuclear weapons by the Islamic Republic.

Speaking from the Mar-a-Lago Situation Room on Friday, Trump framed the offensive as a pre-emptive necessity to neutralise Iran’s nuclear ambitions.

Tehran also launched retaliatory missile and drone attacks across several countries in the Middle East and nearby regions, targeting US bases, allied facilities and strategic infrastructure.

Iran’s retaliation, codenamed, ‘Truthful Promise 4,’ also saw dozens of missiles launched toward Israel.

Tehran has attacked military bases and assets in about 10 countries in the region, including Saudi Arabia, Qatar, Kuwait, Bahrain, the United Arab Emirates, Jordan, Iraq and Oman.

The war resulted in the closure of critical airspace routes such as Doha and Dubai, while Iran, Iraq, Israel, Syria, Kuwait, Qatar and the UAE all announced at least partial closures of their skies after the US and Israeli attacks on Iran.

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Similarly, many airlines, including Emirates, Etihad, Qatar Airways, Air France, Turkish Airlines, EgyptAir and Ethiopian Airlines, cancelled services in the region due to the tensions.

Umrah plans disrupted

The cancellation of services by the airlines disrupted the Umrah plans of many Nigerian Muslims who had made the necessary arrangements for the trip.

Saturday PUNCH gathered that a local government chairman in Ilorin, Kwara State, and two other government officials were affected by the cancellation of airline services.

The intending pilgrims, according to one of them who spoke with Saturday PUNCH on condition of anonymity, were to leave Nigeria on March 4 with Emirates Airline.

The government official disclosed that they had secured accommodation at Poinciana Hotel in Mecca and another facility in Medina.

According to him, a sum of 12,500 Riyal was paid by each of them for a hotel in Mecca for their entire stay, while those who intended to lodge in Medina had paid 7,000 Riyal per night.

“It is a painful experience that we couldn’t proceed with the Umrah trip because of the war. We had paid for everything – visa fee, accommodation, flight and other expenses. We are four in a group that wanted to go for the Umrah. A local government chairman is among us, alongside two other government officials.

“My hotel accommodation in Mecca cost 12,500 Riyal, equivalent to about N5m. Some other people that I know have also paid 7,500 Riyal per night for a room in a Medina hotel, and they booked for four nights.

“We have invested millions of naira in the trip, and our visa will expire on April 8,” he said.

The official added that the travel agent who packaged the trip for them had sought a refund from Emirates Airline, but was told they could only reschedule their trip, with the airline declining the refund request.

“Our agent has spoken with the hotel management in Mecca and Medina, but nothing concrete has come out. We were told that even if we are refunded, it would not be the full amount we paid,” he added.

Similarly, a popular butcher in Osogbo, Osun State, Rasaq (surname withheld as requested), lamented that he had spent over N13m on the Umrah trip for himself and his wife.

According to Rasaq, he and his wife were to leave for Saudi Arabia on Qatar Airways from the Murtala Muhammed Airport in Lagos on March 3 before the airline cancelled services in the Middle East.

“We were to lodge at a hotel in Medina and everything had been paid for. We were set for the trip; it cost us about N13m, including visa fees, hotel accommodation and flight tickets.

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“Apart from me and my wife, two other people were going with us. We were supposed to travel in a group, but everything has been messed up for us. It is painful. Our agent is talking to Qatar Airways for a refund,” he said.

However, the agent told Saturday PUNCH that the airline could only reschedule the intending pilgrims’ flight based on his discussion with the company.

The agent, who spoke on condition of anonymity, said, “It is true that we are seeking a refund from the airline, but I am not sure it will work out. The cancellation of services in the Middle East by the airline is as a result of the war, not because of any issue from the airline.

“When things like this happen, what airlines generally do is ask the clients to reschedule their trip, and a new air ticket will be issued for them. I am also in touch with the hotel management in Medina, but I cannot disclose everything.”

This is as an Islamic cleric in Ibadan, Oyo State, Alhaji Jamiu Babatunde, told Saturday PUNCH that his planned trip was disrupted after his flight booking was cancelled.

“I was supposed to travel when Ramadan reaches the 20th day using Qatar Airways, but I received a message that my ticket had been cancelled and reopened.

“I planned to travel with my family. It was a promise I made two years ago and we had worked towards it. Now we are stranded and not sure it will be possible again this year,” he lamented.

Similarly, Ibadan-based businessman Abdullahi Abubakar said the uncertainty had also affected his business preparations ahead of the Sallah celebration.

“Beyond the spiritual aspect, I usually use the Umrah trip to buy goods to stock my shop for Sallah.

“Before now, my problem was raising the money to complete payment, but now with the situation in the region, I don’t know what to do.”

Another intending pilgrim in the Agege area of Lagos, Mrs Ramat Abdullahi, said she had decided to postpone her trip due to safety concerns linked to the regional crisis.

“This would have been my first time performing Umrah, but with the situation in the region, I decided to postpone the journey until next year,” she said.

Speaking with Saturday PUNCH, an Islamic cleric and founder of Almuhsinoon Islamic Centre, Manchester, UK, Munir Hussein, who has been facilitating Umrah trips for Muslims, said four of his team members in Nigeria could not make it to this year’s Umrah as a result of the war.

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“I was meant to leave here (UK) on Monday, but we couldn’t go because the UK government issued a travel alert. Four members of my team are also in Nigeria; they were to leave on March 6, but that is no longer possible. Everything was set for our trip, but here we are.

“The airlines we were to use are asking us to reschedule, so there will not be any refund from their end. Hotels are offering zero refunds. Our losses are in many dimensions, including visa, flight, accommodation and food that had been fully paid,” he added.

Oyo businessman trapped in Mecca

Speaking with Saturday PUNCH via telephone from Makkah, an Oyo State-based businessman, Alhaji Ishola Abdulmalik, said the tensions in the Middle East had disrupted his usual Ramadan travel schedule.

“I come to Saudi Arabia every year when Ramadan is five days old and usually return to Nigeria around the 15th day to participate in my town’s annual Ramadan programme as the chairman of the organising committee. I then return to Saudi Arabia on the 25th day of Ramadan and come back home on Sallah day.

“This year, I cannot follow that routine because of the situation. Although I am stranded here because travelling has become difficult, there is no tension in Saudi Arabia. There are no restrictions and we are observing our worship normally,” he said.

Abdulmalik explained that Saudi Arabia had not shut its airspace and commercial flights were still arriving in the kingdom, but disruptions at major international transit hubs had made it difficult for many pilgrims to travel.

“I can’t leave not because Saudi Arabia has closed its airspace, but because disruptions at major connection hubs have affected travel arrangements,” Abdulmalik added.

He also revealed that some Nigerian pilgrims whose flights were cancelled were struggling to cover accommodation costs.

“There are people here, including a couple from Niger State, whose Qatar Airways flight was cancelled and they couldn’t afford to continue paying for their hotel. I had to help them settle it.

“There are others that some of us who are a little buoyant have had to support by contributing among ourselves to pay their hotel bills,” he said.

Both Emirates Airline and Qatar Airways have yet to respond to messages sent to their emails as of the time of filing this report.

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CBN, NCC to combat SIM-related fraud

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The Central Bank of Nigeria and the Nigerian Communications Commission on Monday signed a memorandum of understanding to tackle SIM-related fraud and strengthen consumer protection across Nigeria’s digital ecosystem.

The agreement, signed at the CBN headquarters in Abuja, aims to improve coordination between the financial and telecommunications sectors, focusing on combating electronic fraud linked to mobile numbers, enhancing payment system integrity, and protecting consumers.

Speaking at the event, the CBN Governor, Olayemi Cardoso, said the pact was a “practical statement of national interest”, noting that the increasing reliance on digital channels for payments and financial services required stronger collaboration between both regulators.

He said, “This MoU is not merely an administrative document; it is a practical statement of national interest,” adding that the agreement would reinforce the stability and integrity of Nigeria’s payment system while supporting innovation and consumer safety.

Cardoso explained that the deal would strengthen coordination on approvals, technical standards, and innovation trials, including sandbox testing, to ensure that financial services remain reliable and scalable.

He noted that the partnership would also improve the response to rising electronic fraud, stressing that “addressing these threats requires joined-up action, shared intelligence, clearer escalation paths, stronger operational readiness across regulated entities, and consistent public education”.

A key component of the agreement is the rollout of the Telecom Identity Risk Management Portal, a data-sharing platform designed to detect fraud linked to recycled, swapped, or blacklisted phone numbers.

According to Cardoso, the platform would enable real-time verification of mobile number status across banks and fintech firms, providing an additional layer of protection for consumers and the financial system.

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He said strict compliance with data protection laws, including encryption and consent protocols, would guide the use of the platform.

Also speaking, the Executive Vice Chairman of the NCC, Aminu Maida, described the agreement as a major step in strengthening Nigeria’s digital economy.

He said, “The signing of this Memorandum of Understanding marks an important milestone in the regulatory stewardship of Nigeria’s digital economy,” adding that collaboration between both institutions was “not optional; it is imperative.”

Maida noted that the initiative would give financial institutions better visibility into the status of phone numbers used in transactions, including whether a line had been swapped, recycled, or flagged for fraudulent activity.

“This ensures that our financial services industry is better equipped with timely and relevant information to effectively combat e-fraud, particularly those perpetrated using phone numbers,” he said.

He added that the agreement would also improve consumer protection, assuring Nigerians that issues such as failed airtime recharges would be resolved more quickly under the new framework.

Earlier, the Director of Payment System Supervision at the CBN, Dr Rakiya Yusuf, said the partnership between both regulators had evolved over the years from separate oversight roles into a more integrated collaboration focused on securing Nigeria’s digital and financial systems.

She traced the relationship back to earlier efforts to align mobile payment regulations and telecom licensing frameworks, including the 2018 MoU that enabled telecom operators to participate in mobile money services through special purpose vehicles.

She also highlighted joint interventions such as the resolution of the USSD pricing dispute and the introduction of a N6.98 per session fee, as well as recent efforts to address failed transactions through a proposed 30-second refund framework.

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Under the new agreement, two joint committees will be established to drive implementation. These include the Joint Committee on Payment Systems and Consumer Protection and the Joint Committee on the telecom risk management platform.

The agreement is expected to deepen digital financial inclusion, reduce fraud risks, and strengthen trust in Nigeria’s rapidly expanding digital economy.

The PUNCH earlier reported that the CBN and the NCC unveiled a joint framework to tackle the growing problem of failed airtime and data transactions, which have left consumers frustrated after payments are processed but service delivery is not provided.

The 20-page draft, published on the CBN’s website, was developed by the CBN’s Consumer Protection & Financial Inclusion Department and the telecom regulator, with input from banks, mobile operators, payment providers, and other stakeholders.

The regulators seek to clarify accountability, standardise complaint-resolution timelines, and create a coordinated system for addressing grievances across the financial and telecommunications sectors.

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Electricity reforms: Rivers, Kano, 19 others delay takeover

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Twenty-one states, including Rivers and Kano, are yet to assume regulatory control of their electricity markets nearly three years after the enactment of the Electricity Act 2023, even as 15 states have already transitioned to independent market oversight.

The Nigerian Electricity Regulatory Commission disclosed that the states that have completed the transition have established their own electricity regulatory frameworks and are now responsible for market development, investment attraction, tariff oversight, and customer protection within their jurisdictions.

According to the commission, the shift follows the decentralisation provisions of the Electricity Act 2023, which empower subnational governments to regulate electricity generation, transmission and distribution within their territories after completing the necessary legal and administrative processes.

NERC noted that 15 states have so far completed the transition to state-level regulation. These include Enugu, Ekiti, Ondo, Imo, Oyo, Edo, Kogi, Lagos, Ogun, Niger, Plateau, Abia, Nasarawa, Anambra and Bayelsa.

However, the remaining 21 states yet to assume regulatory control are Adamawa, Akwa Ibom, Bauchi, Benue, Borno, Cross River, Delta, Ebonyi, Gombe, Jigawa, Kaduna, Kano, Katsina, Kebbi, Kwara, Osun, Rivers, Sokoto, Taraba, Yobe and Zamfara.

Industry analysts said the slow pace of transition in some states could delay the expected benefits of decentralisation, including improved power supply, localised tariff structures, and accelerated investments in embedded generation and mini-grid projects.

Under the new framework, once a state completes its transition, the state electricity regulator takes over licensing of intrastate electricity operations, enforcement of technical standards, tariff setting for local distribution, and protection of electricity consumers within the state.

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NERC, in turn, retains oversight only on interstate and national grid-related activities.

The commission emphasised that state regulators are expected to drive local electricity market growth by encouraging private sector participation, promoting renewable energy deployment, and ensuring service quality standards for distribution companies operating within their jurisdictions.

The timeline released by the commission shows that the earliest transitions occurred in October 2024, when Enugu and Ekiti states assumed regulatory authority, followed by Ondo shortly after. The pace accelerated in 2025, with several states, including Oyo, Edo, Lagos and Ogun, completing their transitions. The most recent additions include Nasarawa, Anambra and Bayelsa between January and February 2026.

It was observed, however, that some of the 15 states have not set up their regulatory commissions.

Power sector stakeholders argue that states yet to transition risk missing opportunities to attract investments in off-grid electrification projects, particularly in underserved rural communities.

They also note that state-level regulation could help address longstanding distribution challenges by enabling more flexible tariff structures, targeted subsidies, and enforcement mechanisms tailored to local conditions.

With less than half of the states having completed the transition, many argued that the effectiveness of the Electricity Act reforms will largely depend on how quickly the remaining states establish their regulatory institutions and operational frameworks.

Apparently overwhelmed by the country’s power woes, the Federal Government recently pushed the challenge to the 36 states, asking them to take over power generation, transmission, and distribution.

The Federal Government said this was the only solution to the power crisis in the country.

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The Minister of Power, Adebayo Adelabu, said at an energy summit in Lagos that the Electricity Act’s impact includes decentralisation and liberalisation.

“In a country as big as Nigeria, with almost a million square kilometres of landmass, over 200 million people, millions of businesses, thousands of institutions (health and educational institutions), 36 states plus the Federal Capital Territory, and 774 local governments—centralisation cannot work for us. The responsibility of providing stable electricity can never be left in the hands of the Federal Government.

“At the centre, you cannot, from Abuja, guarantee stable power across the country. So, this is one thing that the Act has achieved—decentralisation. That has now allowed all the states or the subnationals to play in all segments of the power sector value chain—generation, transmission, distribution, and even service industries supporting the power sector,” he stated.

He called on the remaining 21 states to set up their electricity market.

“I believe other states will follow suit in operationalising the autonomy granted, with full collaboration of the national regulator. We are working actively with these states to ensure strong alignment between the wholesale market and the retail market.

“In this regard, we believe the active involvement of the state governments, particularly in the off-grid segment, is critical, given the series of roundtable engagements held with governors by the Rural Electrification Agency, as well as ongoing efforts to closely track the distribution companies’ performances within their respective jurisdictions,” Adelabu emphasised.

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Nigeria buys 61.7m barrels US crude oil amid bulk exports

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Nigeria imported about 61.7 million barrels of crude oil from the United States between January 2024 and January 2026, underscoring the country’s growing reliance on foreign feedstock to support domestic refining despite being a major oil producer.

This is despite the fact that Nigeria exported over 300 million barrels of crude in the first 10 months of 2025 and 55.39 million barrels in January and February 2026.

Data obtained from the US Energy Information Administration showed that crude exports from the United States to Nigeria surged during the period, marking a sharp reversal from nearly a decade of negligible crude trade flows between both countries.

Before 2024, American crude shipments to Nigeria were virtually non-existent. The only notable supply recorded within the period was in March 2016, when exports averaged just 19,000 barrels per day, translating to about 0.589 million barrels for the entire year.

However, the trade pattern changed significantly in 2024, coinciding with the commencement of operations at the Dangote refinery, which industry observers said has emerged as the primary buyer of US crude to supplement domestic supply constraints.

The EIA reports its data in thousands of barrels per day, meaning the daily figures must be multiplied by the number of days in each month to derive the total monthly volume.

For 2024, data available for January to June indicated that Nigeria imported a total of 15.701 million barrels from the United States within six months. In January, imports averaged 125,000 barrels per day, translating to 3.87 million barrels. February recorded 110,000 barrels per day or 3.19 million barrels, while March fell to 51,000 barrels per day, amounting to 1.58 million barrels.

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Imports rose again in April to 67,000 barrels per day, representing 2.01 million barrels, before dropping to 35,000 barrels per day in May, equivalent to 1.08 million barrels. June recorded the highest inflow for the year at 132,000 barrels per day, which translated to 3.96 million barrels.

The volume increased further in 2025, which accounted for the largest share of the two-year imports. Between February and December 2025, Nigeria imported 41.06 million barrels of US crude.

According to the EIA, the year started with 111,000 barrels per day in February and climbed steadily in the following months.

Imports peaked in June 2025 at 305,000 barrels per day, the highest monthly rate in the dataset, delivering about 9.15 million barrels within 30 days. Another strong inflow was recorded in August at 201,000 barrels per day, equivalent to 6.23 million barrels.

However, the supply slowed sharply towards the end of the year. Imports dropped to 12,000 barrels per day in November, translating to just 0.36 million barrels, before slightly rising to 23,000 barrels per day or 0.71 million barrels in December.

For 2026, data available for January showed that Nigeria imported 159,000 barrels per day, amounting to 4.93 million barrels.

A breakdown of the figures showed that the combined total for 2024, 2025 and January 2026 stood at 61.685 million barrels, which rounds up to 61.7 million barrels.

The development highlights a paradox in Nigeria’s oil sector, where the country exports large volumes of crude oil but still struggles to supply enough feedstock to domestic refineries.

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For decades, Nigeria relied heavily on importing refined petroleum products such as petrol and diesel due to limited refining capacity. The commissioning of the Dangote refinery in 2024 shifted the pattern, with the country now importing crude oil for local processing instead of finished fuels.

Aliko Dangote once said the imports from the United States were largely driven by the need to bridge the gap between domestic crude supply and the refinery’s operational requirements.

The Dangote facility, one of the world’s largest single-train refineries, requires substantial daily feedstock to run at optimal capacity, needing over 19 million barrels monthly.

Sources told our correspondent that the Dangote refinery imports crude from Ghana and other African countries even as the country sells crude to other countries.

Data from the Central Bank of Nigeria showed that Nigeria exported an estimated 306.7 million barrels of crude oil between January and October 2025, despite concerns over feedstock shortages faced by domestic refineries.

The figures indicated that while the country produced about 443.5 million barrels during the 10-month period, averaging roughly 1.45 million barrels per day, a significant portion of the output was shipped overseas.

Cumulatively, exports between January and October represented about 69 per cent of total production, leaving roughly 137 million barrels for domestic use.

Similarly, Nigeria exported 55.39 million barrels of crude oil in the first two months of 2026 even as the Dangote refinery continues to struggle with inadequate domestic feedstock supply.

According to CBN data, the country shipped out 31.31 million barrels in January and 24.08 million barrels in February.

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In January, crude production averaged 1.46 million barrels per day with exports at 1.01 mbpd. In February, production fell to 1.31 mbpd while exports averaged 0.86 mbpd. Total crude production for the two months stood at 81.94 million barrels, meaning that 26.55 million barrels were left behind for local refineries in the first two months of 2026.

On several occasions, the Dangote refinery complained of low crude supply despite the naira-for-crude arrangement, forcing it to source feedstock from the United States and other countries, including Ghana.

Also, the Crude Oil Refiners Association of Nigeria lamented that some modular refineries under its umbrella shut down intermittently due to inadequate crude supply.

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