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Nigerians entitled to compulsory health insurance — Falana

Published

3 months ago

October 3, 2025

Human rights lawyer, Femi Falana (SAN), has said that every Nigerian is now legally entitled to compulsory health insurance under the National Health Insurance Authority (NHIA) Act of 2022.

In a statement made available to The PUNCH on Friday, Falana explained that the NHIA Act repealed and replaced the National Health Insurance Scheme Act of 2004, which he said had failed to achieve “significant population coverage or integration” of Nigeria’s fragmented health insurance system.

According to him, the 2022 law “represents a major policy and legal shift toward making universal health coverage a legal and operational reality for all Nigerians.”

He noted that the Act mandates the enforcement of a Basic Minimum Package of Care for all citizens, while also establishing the Vulnerable Group Fund to subsidise care for the poor, elderly, children under five, and persons living with physical or mental disabilities.

Falana added that state governments are required to operate their own health insurance schemes or engage third-party administrators until such schemes are established.

“In accordance with the NHIA, on September 3, 2025, President Bola Tinubu directed all Ministries, Departments, and Agencies (MDAs) to enrol their employees in the National Health Insurance Authority scheme,” he said.

“To ensure compliance across all MDAs, the directive mandates all entities participating in public procurement to present a valid NHIA-issued Health Insurance Certificate,” Falana added.

He explained that the directive also empowers the Secretary to the Government of the Federation to enforce enrolment and monitor compliance, potentially expanding health coverage significantly across public institutions.

Falana further said the NHIA Act mandates the governments of the 36 states and the Federal Capital Territory to provide a basic minimum package of care to all residents of Nigeria, in line with the Basic Health Care Provision Fund under the National Health Act 2014.

He noted that “state health schemes will manage the fund and monitor its implementation,” while states without established schemes may use third-party administrators pending the creation of their own.

“The primary aim of the NHIA Act is to ensure that every Nigerian and legal resident has access to affordable, quality, and comprehensive health care services through mandatory health insurance,” he said.

Falana pointed out that the NHIA had now set up “a regulatory and institutional framework for the promotion, administration, supervision, and regulation of all health insurance schemes in Nigeria — whether public or private.”

Citing the Health Care Providers Association of Nigeria, Falana lamented that “over 90 per cent of Nigerians are still not covered by any form of health insurance,” warning that the country remains far from achieving universal health coverage.

He attributed the situation largely to poverty, noting that “millions of citizens have become dimensionally poor.”

Quoting Section 25 of the NHIA Act, Falana said health insurance for vulnerable people “shall be fully funded by the government,” while Section 31 requires employees to contribute on a contributory basis.

He explained that the law defines the “vulnerable group” to include “children under five, pregnant women, the aged, the physically and mentally challenged, and the indigent as may be defined from time to time.”

“Since the majority of citizens have become indigent and vulnerable, the federal, state, and local governments should provide adequate funding for the health insurance of all citizens,” Falana stated.

He said this demand aligns with Section 17(3)(d) of the Nigerian Constitution, which imposes a duty on the government to ensure “adequate medical and health facilities for all persons,” as well as Article 16 of the African Charter on Human and Peoples’ Rights, which guarantees every individual “the highest attainable standard of physical and mental health.”

PUNCH Online on September 25, 2025, reports that President Bola Tinubu’s directive to enforce the National Health Insurance Authority Act (2022) across all ministries, departments, and agencies has been hailed as a significant step forward for Nigeria’s health system.

The order mandates MDAs to enrol their employees in the NHIA scheme and makes possession of a valid Health Insurance Certificate a prerequisite for public procurement, licensing, and other official approvals. It also provides for the creation of a digital verification platform to enhance transparency and prevent forgery.

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PHOTOS & VIDEO: Fire razes part of Ogun free trade zone, Igbesa

Published

3 hours ago

January 11, 2026

Oluwagbenga Olaoye

A fire outbreak has occurred at the mattress section of the Ogun–Guangdong Free Trade Zone (OGFTZ), Igbesa, on Sunday.

It was gathered that the fire was triggered by a gas explosion from a foam-producing company in the industrial park.

The incident has reportedly caused chaos and fear among students living around the Obanla axis of the area.

In a video obtained by our correspondent, students were seen running out of their hostels as the thick smoke covered the sky.

An eyewitness, Kuwhede Vincent, a student of the Ogun State Institute of Technology, OGITECH, Igbesa, disclosed that there was a loud noise followed by smoke and fire.

Vincent said, “ It started around 8 am in the morning, we first saw smoke then fire coming from the company.

“The company is very close to my hostel but I don’t think any hostel was affected. We just carried our bag because we don’t know what can happen next”.

He noted that the fire service were on ground to curtail the fire.

Reacting to the incident, President of the Student Union Government in OGITECH, Ilo Fadilu Temitope, in a statement signed by its secretary, Moses Josephine and PRO Segbetin Sunday, and made available to called for calm among students, urging them to be vigilant, and adhere strictly to safety measures.

Part of the statement reads, “The attention of the Students’ Union Government has been drawn to information reaching us regarding a fire outbreak at the Ogun–Guangdong Free Trade Zone (OGFTZ), Igbesa, which is in close proximity to some student hostels around the Obanla axis.

“While relevant authorities are reportedly responding to the situation, the Students’ Union deems it necessary to prioritize the safety and well-being of all students.

“In view of this, students especially those residing around Obanla axis and its environs are hereby advised to remain calm but vigilant, and to strictly observe the following safety measures: Avoid unnecessary movement towards the affected area or fire scene, stay indoors where it is safe to do so and keep doors and windows closed if there is smoke in the environment, switch off electrical appliances and gas sources as a precaution.”

As of the time of filing this report, there has not been any official statement on the cause of the incident.

When contacted by our correspondent, the Commissioner of the State’s Ministry of Environment, Ola Oresanya said, “Thanks for the information, I will work on it immediately.”

Many houses affected as fire guts Ogun Free Trade Zone pic.twitter.com/pYIjbLwGhJ

— Temitope Hassan (@temihat) January 11, 2026

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Demolition notice: Ogun communities cry out, call for Gov Abiodun’s intervention

Published

4 hours ago

January 11, 2026

Oluwagbenga Olaoye

About 15 communities in the Abeokuta South Local Government Area of Ogun State have called for the intervention of Governor Dapo Abiodun over alleged plot to demolish their villages and acquire their land.

The communities include Itori Mogan, Laaki, Jaguna, Ogunu, Paashi, Kumapayi, and Abule Odo of Ijemoland among others.

According to the villagers, the community which is over 300 years was excised by former governor Otunba Gbenga Daniel’s administration.

It was gathered that the state government, through the its Planning and Development Permit Authority, Abeokuta Metro Zonal Planning Office, served a demolition notice with service number 00047932 on the occupiers of Itori Mogan village on Friday, accusing them of contravening the Land Use Act of Ogun State for residing in Hillcrest Estate.

In the demolition notice dated January 9, 2026, the government gave the occupiers three days deadline to vacate the affected villages that fell within its acquisition.

Expressing their displeasure on Saturday, the Baale of Ogunro, Chief Olakunle Bodunde, speaking on behalf of the villages marked for demolition, lamented that the present administration is bent on taking the remaining part of the community for an estate development, while rendering members of the community homeless.

He noted that the matter was in court and despite several meetings with the government, a demolition notice was pasted on their buildings.

He said, “We have taken significant steps to address this issue. We had meetings with the government, and now the matter is in court.

“We have served them, and the government has been notified, but they are not showing up in court, and now they have come to paste demolition notices on our buildings.

“We want things to be done with due process. The court has not made a pronouncement yet.”

Also speaking, Chief Oludare Salako, the Baale of Itori Mogan, said the communities have different ancestral gods which according to him cannot be relocated, saying that forceful eviction could spell danger.

He appealed to the state governor to intervene, expressing the belief that he may not be aware of the incident.

“We want Governor Dapo Abiodun to intervene, as we believe he may not be aware of these alleged land grabbers in his government. We want him to look critically into the matter and stop their actions,” Salako added.

The Aro of Egbaland and Oluwo of Ijemo, High Chief Oluyinka Kufile, urged the villagers to engage in dialogue with the government and be hopeful.

“If you have a right, no government will stop you from exercising your right. So my advice is to dialogue.

“We have signed pacts with the present government on some particular land and villages. Go there, visit the office, and make inquiries. Why again are they trying to take back the land,” he said.

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Full List Of Countries Nigerians Travel To Without Visa

Published

4 hours ago

January 11, 2026

Oluwagbenga Olaoye

Nigerian passport holders can now travel to 45 countries worldwide without obtaining a visa in advance, according to the latest update from Visaindex.

The development significantly eases international travel for Nigerians, providing broader options for tourism, business, education and family visits.

Of the 45 destinations, 27 countries allow visa-free entry for Nigerian citizens, while the remaining operate visa-on-arrival or Electronic Travel Authorisation (eTA) regimes. Entry conditions vary by country, but the update signals an expansion of global mobility opportunities for Nigerians.

Several African nations have adopted open-border policies aimed at boosting regional integration, trade and tourism.

The Gambia – Since 2019, the country has declared itself a visa-free zone for all African travellers, extending the policy to Commonwealth nations, the European Union, and select Baltic states.

Benin – Inspired by Rwanda, Benin lifted visa restrictions for all Africans in 2019, strengthening its position as a commercial and transit hub in West Africa.

Kenya – In October 2023, President William Ruto announced the removal of visa requirements for all African visitors to enhance trade, tourism and continental connectivity.

Rwanda – Since November 2023, Rwanda has granted visa-free entry to all Africans without fees, reinforcing its reputation as a leading tourism and conference destination.

Ghana – Ghana recently joined the visa-free league for Africans, a move expected to attract investors, tourists and business travellers as it positions itself as a regional hub.

Other Visa-Free Or Easy-Access Destinations

Nigerian passport holders can also access the following countries either visa-free, via visa-on-arrival, or through eTA arrangements:

Barbados

Burkina Faso

Cameroon

Cape Verde

Chad

Cook Islands

Côte d’Ivoire

Dominica

Fiji

Guinea